very insurance company talks about discounts. Here's how Allstate's different. We believe in cutting premiums, not coverage. Drivers who switched to Allstate saved money and got more protection.

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Safe DriversSafe drivers cost everybody less. And at Allstate, they pay a lot less. Safe drivers can save 45% or more on their car insurance.

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Early SigningYou don't have to wait until your policy expires to switch auto insurance companies. Switch today and get up to another 10% discount on auto insurance. We can even do the switching for you.

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Good StudentSingle full-time students under 25 can save up to 20% just by getting good grades.

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New CarIf you're driving a new car, now's the perfect time to switch-you could save up to 30% on your auto insurance.

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Deductible RewardsGet $100 off your deductible the day you sign up. Then get an additional $100 every year you go without an accident.

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Resident StudentHave a child at a school at least 100 miles away? You can get up to 30% off your premium.

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55 & RetiredSave up to 10% if you're at least 55 and retired.

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Passive RestraintYou can save up to 30% if your car came from the factory with airbags and motorized seatbelts.

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Anti-Lock BrakesIf your car's equipped with anti-lock brakes, you get a 10% discount.

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Anti-Theft DevicesIf your car's equipped with an anti-theft device, you can save up to 10% on your premium.

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Multiple PoliciesSave an extra 10% on your auto insurance just by insuring your home or apartment with us, too.

An Allstate agent can help you determine which discounts you qualify for, and what level of coverage may be right for you.

Auto Insurance Coverage Options

Quote Online, Find an Agent or Call 1.866.621.6900

Liability Coverage

Liability Coverage protects you from damage you do to others or to property in an accident. Some level of liability auto insurance coverage is required in all 50 states. See your state's auto liability requirements here.

Medical Payments Coverage can help pay medical expenses no matter who's at fault. It covers you, your passengers, and any family members driving or riding in the insured vehicle at the time of the accident.

Underinsured / Uninsured Motorist Coverage helps protect you from drivers with little or no insurance. It also can help cover injuries to you or your passenger as well as repairs and expenses to your damaged car.

Vehicle Protection - Collision and Comprehensive

Collision Coverage helps pay for vehicle repairs if you're involved in a covered loss. (That's insurance-speak for an accident that's specifically covered by your policy.)

Comprehensive Coverage helps pay for damages on covered costs that aren't caused by a collision. What if your car is damaged by a storm or vandalism? That would generally be covered under the "comprehensive" portion of your policy - even though it is not caused by collision.

Additional Car Insurance Coverage Options

Personal Injury Protection helps reimburse you for lost income, child care expenses, medical expenses, and some other costs if you're hurt in a covered accident.*

Don't get stranded! Towing and Labor Costs Coverage can help reimburse you for towing and other basic roadside-assistance expenses.

How will you get around after an accident? Rental Reimbursement Coverage reimburses you for the cost of renting a car while yours is in the shop.**

If you've put a high-end sound system in your car, consider Sound System Coverage, which can help protect your investment if it's stolen or damaged.

Our easy online quote tool shows you how switching to Allstate can save you money. You can also talk to an Allstate agent or call 1-800-ALLSTATE (1-800-255-7828) for a quote over the phone.

Auto Insurance

Auto Insurance Quotes - Free Car Insurance Estimates

No matter where you live, if you drive a car, you need auto insurance coverage. Auto insurance quotes and free car insurance estimates are easily available from Allstate. Car insurance requirements vary from state to state - finding out more about your state coverage requirements is your first step towards researching and purchasing your coverage.

Your auto insurance rate is adjustable through your coverage limits and your deductible amounts. There are a number of other factors that affect the price of insurance, including your driving history, your age, and the type of car you drive. One of the best money-saving tactics is to combine your car insurance policy with other insurance such as your home or renters insurance plan in order to get a deal on both. Whatever your needs, Allstate agents can help you find a plan that fits into your budget.

Auto insurance discounts are available depending on what kind of car you drive, where you live, or the safety features your car has. We provide discounts to students, seniors, and retirees. If you drive a new car, economy car, or utility vehicle, you may be eligible for further discounts. Even the type of safety system your car has can make you eligible for car insurance discounts. For example, discounts may be applicable if your car has passive restraint systems, anti-lock brakes, or anti-theft devices.

We also offer car insurance discounts to those who have been accident-free with no moving violations in the last three years. Our best auto insurance discount is for drivers who have been accident-free for five years and who have no moving violations. Drivers age 55 and up can also save on premiums by taking defensive driving classes.

There are a number of different insurance policy options available to help you get the complete auto insurance coverage you need. We offer liability and medical protection including insurance to protect you from those with little or no insurance. Our vehicle protection plans help protect you through collision coverage and comprehensive coverage options. Additional protection can also be extended to you to protect you from a variety of personal injuries such as lost income, child care expenses, and medical expenses.

Allstate also provides specialized insurance for young drivers with our teen driver insurance plans. You can find out more about graduated driver licensing laws in your state on our site. These graduated driver licensing laws help teens to gain driving experience and learn how to safely navigate the roads. If you want to learn more about ways you can help protect teen drivers, visit the Allstate Teen Driver website.